An Ounce of Prevention Goes a Long Way

In preparation for upcoming changes to our health care system, it is more important than ever that we all think about preventative medicine. This means moving our focus away from treating illness and shifting it towards lifestyle practices that will keep us healthy. We all have different needs when it comes to how we prevent illness but most of us should be thinking about using dietary choices, exercise and stress management to stay healthy. If we haven’t helped you already, IHD is always ready to help you design your preventative medicine plan whether you can come to the office or meet on the phone.

A big question I often hear is, “How do I pay for services that are not covered by insurance?” Depending on where you live, preventative and holistic medicine professionals such as acupuncturists, naturopaths, chiropractors and massage therapists are likely not to be covered by insurance. A great option is to invest in a Health Savings Account or Flexible Spending Account. This is a bank account where you can hold pre-taxed money that can be used to pay for preventative health services. While it may initially seem like an extra expense, it will save you money in the long run with less copays, medications and physician visits. In fact, visits to preventative medicine practitioners don’t even have to be all that frequent since you are still healthy, which keeps the cost lower. It can even keep your premiums from rising over time as you stay healthier and there is less need for more complex coverage. As stated by the Surgeon General , “Prevention can reduce the significant economic burden of disease in addition to improving the length and quality of people’s lives.”

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